I have been with farmers and David for over 5 years. David and his team provide the best service for insurance. When I have an issue with my mortgage force charging me with some insurance, I brought this up to David and he resolved the problem right away with a conference call with my mortgage. David works very dynamically and he do understand the needs of his clients. Infact, he also mentioned about my entitlement for a full reimbursement of forced insurance charges levied on me by my mortgage company. Thanks for your service David and Team.